The University of Georgia and Southeast Mortgage
At Southeast Mortgage, we’re proud to team up with The University of Georgia to bring winning home loan solutions to the university community! Whether you’re a proud alum, faculty member, or a devoted fan, we’re here to help you score the perfect home loan with competitive rates, expert guidance, and a streamlined process.
The Southeast Mortgage Advantage for Dawgs Fans!
At Southeast Mortgage, we’ve built our reputation on delivering an incredible mortgage experience with superior service every step of the way. As a trusted local lender with 30+ years of expertise, we offer exclusive perks, a fast and easy process, and dedicated loan experts to guide you from start to finish. Experience the difference today!
Experience the Southeast Mortgage difference—where innovation, trust, and service meet for Dawg fans!
Why Choose Southeast Mortgage
Over the past 30+ years we have mastered the home buying process to provide an unparalleled experience, there is no comparison. We not only want to earn your business but create a Raving Fan! We simply believe in doing the best for each client, one client at a time.
This is my 4th time using Southeast Mortgage’s services. Amazing personalized customer service and seamless process. Thank you to the Southeast team, nothing less than excellence.”
Kenji T.Client
The entire Southeast Mortgage team was absolutely phenomenal. They ensured we walked into closing fully prepared, resulting in a smooth encounter. I would most definitely recommend Southeast Mortgage to all my friends”
Eddy W.Purchased a Home
The team at Southeast Mortgage has been doing loans for my clients for several years. Their team is very professional and never lets us down. They always deliver outstanding customer service and competitive rates. I would highly recommend them to anyone who is looking for an experience team to get the job done!”
Team BlythewoodRealtor
Great team of professionals. Excellent service, every step of the loan process runs smoothly and everyone is willing to go the extra mile to assure closings are done in a timely manner. I will continue referring clients, family and friends to Southeast Mortgage.”
Raquel B.Builder
Frequently Asked Questions (FAQs)
Your credit score plays a role in determining your loan eligibility and interest rate:
- FHA Loans: Typically require a 580+ credit score (or as low as 500 with a 10% down payment).
- Conventional Loans: Generally require a 620+ credit score, though higher scores qualify for better rates.
- Other Programs: Some state and local assistance programs may have more flexible credit requirements.
- FHA Loans – Ideal for those with lower credit scores or limited savings.
- Conventional Loans – Great for those with good credit and stable income.
- USDA Loans – No down payment required for homes in eligible rural areas.
- VA Loans – Available to eligible military service members and veterans with no down payment.
- Down Payment Assistance Programs – Grants and other programs that help with upfront costs
Yes! Many programs allow sellers or lenders to contribute toward closing costs. In some cases, you can also roll certain closing costs into your loan. Additionally, down payment assistance programs may help cover some of these expenses.