Loan Options

Find the right loan option for you.

I am interested in

Purchasing
  • Purchasing
  • Refinancing
The Fannie Mae HomeReady® Mortgage is built for buyer’s who have low to moderate income and are either a first-time or repeat homebuyer. You must have a credit score of 620 or higher with at least a 3% down payment. Consult your Loan Originator for details.

I want to purchase a home, but I don’t have a large down payment.

The Fannie Mae HomeReady® Mortgage is built for buyer’s who have low to moderate income and are either a first-time or repeat homebuyer. You must have a credit score of 620 or higher with at least a 3% down payment. Consult your Loan Originator for details.

Similar to the Freddie Mac Home Possible® program, this Freddie Mac HomeOne℠ Mortgage program also offers a 3% down payment but without income or geography restrictions.

I am a first-time homebuyer looking for a low-down payment option.

Similar to the Freddie Mac Home Possible® program, this Freddie Mac HomeOne℠ Mortgage program also offers a 3% down payment but without income or geography restrictions.

Freddie Mac Home Possible® mortgages is built for homebuyers who have low to moderate income and are either a first-time or repeat homebuyer. You must have a credit score of 620 or higher with at least a 3% down payment. Consult your Loan Originator for details.

I’m ready to buy, but I don’t have enough of a down payment.

Freddie Mac Home Possible® mortgages is built for homebuyers who have low to moderate income and are either a first-time or repeat homebuyer. You must have a credit score of 620 or higher with at least a 3% down payment. Consult your Loan Originator for details.

Conventional loans give clients down payment options. If you have saved enough for a 20% down payment, you will eliminate mortgage insurance. Will accept down payments as low as 3%.

I have a pretty good credit score and would like the ability to eliminate mortgage insurance.

Conventional loans give clients down payment options. If you have saved enough for a 20% down payment, you will eliminate mortgage insurance. Will accept down payments as low as 3%.

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I am looking to purchase a home but I don’t have a perfect credit score.

An FHA loan is considered one of the easiest types of mortgage loans to qualify for. This loan type requires a low down payment and you can have less-than-perfect credit to qualify.

Jumbo loans are for individuals who are looking to purchase a higher priced home and are able to provide above at least a 5% down payment. This loan type frequently requires a higher credit score and larger cash reserves.

I am looking to purchase a home above the average purchase price.

Jumbo loans are for individuals who are looking to purchase a higher priced home and are able to provide above at least a 5% down payment. This loan type frequently requires a higher credit score and larger cash reserves.

A USDA loan is for homebuyers looking to purchase in rural areas. This loan offers a fixed rate and no down payment.

I am looking for a low down payment option in a rural area.

A USDA loan is for homebuyers looking to purchase in rural areas. This loan offers a fixed rate and no down payment.

A VA loan is for active or former US Military personnel who can have less than perfect credit or great credit and no down payment.

I am a Veteran looking to purchase a home with no down payment.

A VA loan is for active or former US Military personnel who can have less than perfect credit or great credit and no down payment.

A Renovation Loan is for homebuyers looking for a fixer upper financing solution.

I’m looking to purchase a home that needs some repairs.

A Renovation Loan is for homebuyers looking for a fixer upper financing solution.

Based on your needs, we can offer loan options such as Non-Warrantable Condo loans, asset depletion, extended lock periods up to 360 days, interest only payments or second mortgages.

I don’t see an option that fits my needs.

Based on your needs, we can offer loan options such as Non-Warrantable Condo loans, asset depletion, extended lock periods up to 360 days, interest only payments or second mortgages.

The Home Equity Conversion Mortgage (HECM) for Purchase loan is a reverse mortgage that helps mature adults use the equity from the sale of their previous residence to fund the purchase of their next home.

I am over the age of 62 and looking for ways to supplement my income.

The Home Equity Conversion Mortgage (HECM) for Purchase loan is a reverse mortgage that helps mature adults use the equity from the sale of their previous residence to fund the purchase of their next home.