Loan Options

Find the right loan option for you.

I am interested in

  • Purchasing
  • Refinancing
The Fannie Mae HomeReady® Mortgage is built for buyer’s who have low to moderate income and are either a first-time or repeat homebuyer. You must have a credit score of 620 or higher with at least a 3% down payment. Consult your Loan Originator for details.

I want to purchase a home, but I don’t have a large down payment.

The Fannie Mae HomeReady® Mortgage is built for buyer’s who have low to moderate income and are either a first-time or repeat homebuyer. You must have a credit score of 620 or higher with at least a 3% down payment. Consult your Loan Originator for details.

Similar to the Freddie Mac Home Possible® program, this Freddie Mac HomeOne℠ Mortgage program also offers a 3% down payment but without income or geography restrictions.

I am a first-time homebuyer looking for a low-down payment option.

Similar to the Freddie Mac Home Possible® program, this Freddie Mac HomeOne℠ Mortgage program also offers a 3% down payment but without income or geography restrictions.

Freddie Mac Home Possible® mortgages is built for homebuyers who have low to moderate income and are either a first-time or repeat homebuyer. You must have a credit score of 620 or higher with at least a 3% down payment. Consult your Loan Originator for details.

I’m ready to buy, but I don’t have enough of a down payment.

Freddie Mac Home Possible® mortgages is built for homebuyers who have low to moderate income and are either a first-time or repeat homebuyer. You must have a credit score of 620 or higher with at least a 3% down payment. Consult your Loan Originator for details.

Conventional loans give clients down payment options. If you have saved enough for a 20% down payment, you will eliminate mortgage insurance. Will accept down payments as low as 3%.

I have a pretty good credit score and would like the ability to eliminate mortgage insurance.

Conventional loans give clients down payment options. If you have saved enough for a 20% down payment, you will eliminate mortgage insurance. Will accept down payments as low as 3%.

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I am looking to purchase a home but I don’t have a perfect credit score.

An FHA loan is considered one of the easiest types of mortgage loans to qualify for. This loan type requires a low down payment and you can have less-than-perfect credit to qualify.

Jumbo loans are for individuals who are looking to purchase a higher priced home and are able to provide above at least a 5% down payment. This loan type frequently requires a higher credit score and larger cash reserves.

I am looking to purchase a home above the average purchase price.

Jumbo loans are for individuals who are looking to purchase a higher priced home and are able to provide above at least a 5% down payment. This loan type frequently requires a higher credit score and larger cash reserves.

A USDA loan is for homebuyers looking to purchase in rural areas. This loan offers a fixed rate and no down payment.

I am looking for a low down payment option in a rural area.

A USDA loan is for homebuyers looking to purchase in rural areas. This loan offers a fixed rate and no down payment.

A VA loan is for active or former US Military personnel who can have less than perfect credit or great credit and no down payment.

I am a Veteran looking to purchase a home with no down payment.

A VA loan is for active or former US Military personnel who can have less than perfect credit or great credit and no down payment.

A Renovation Loan is for homebuyers looking for a fixer upper financing solution.

I’m looking to purchase a home that needs some repairs.

A Renovation Loan is for homebuyers looking for a fixer upper financing solution.

Based on your needs, we can offer loan options such as Non-Warrantable Condo loans, asset depletion, extended lock periods up to 360 days, interest only payments or second mortgages.

I don’t see an option that fits my needs.

Based on your needs, we can offer loan options such as Non-Warrantable Condo loans, asset depletion, extended lock periods up to 360 days, interest only payments or second mortgages.

The Home Equity Conversion Mortgage (HECM) for Purchase loan is a reverse mortgage that helps mature adults use the equity from the sale of their previous residence to fund the purchase of their next home.

I am over the age of 62 and looking for ways to supplement my income.

The Home Equity Conversion Mortgage (HECM) for Purchase loan is a reverse mortgage that helps mature adults use the equity from the sale of their previous residence to fund the purchase of their next home.

The Fannie Mae HomeReady® Mortgage is built for buyer’s who have low to moderate income and are either a first-time or repeat homeowner. You must have a credit score of 620 or higher. Consult your Loan Originator for details.

Fannie Mae HomeReady® Mortgage

The Fannie Mae HomeReady® Mortgage is built for buyer’s who have low to moderate income and are either a first-time or repeat homeowner. You must have a credit score of 620 or higher. Consult your Loan Originator for details.

A conventional loan is one of the most flexible programs on the market. You can cancel FHA Mortgage Insurance, refinance with a conventional loan to consolidate a first and second mortgage, refinance another conventional loan, cancel FHA Mortgage Insurance and more. Consult your Loan Originator for details.

Conventional Loans

A conventional loan is one of the most flexible programs on the market. You can cancel FHA Mortgage Insurance, refinance with a conventional loan to consolidate a first and second mortgage, refinance another conventional loan, cancel FHA Mortgage Insurance and more. Consult your Loan Originator for details.

Freddie Mac Home Possible® mortgages is built for homeowners who have low to moderate income and are either a first-time or repeat homeowner. You must have a credit score of 620 or higher. Consult your Loan Originator for details.

Freddie Mac Home Possible®

Freddie Mac Home Possible® mortgages is built for homeowners who have low to moderate income and are either a first-time or repeat homeowner. You must have a credit score of 620 or higher. Consult your Loan Originator for details.

Similar to the Freddie Mac Home Possible® program, this Freddie Mac HomeOne℠ Mortgage program is also for homeowner who have low to moderate income and have a credit score of 620 or higher.

Freddie Mac HomeOne℠ Mortgage

Similar to the Freddie Mac Home Possible® program, this Freddie Mac HomeOne℠ Mortgage program is also for homeowner who have low to moderate income and have a credit score of 620 or higher.

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FHA Loans

An FHA loan is especially beneficial to homeowners whose property has increased in market value since they purchased the home. The homeowner must have a minimum credit score of 580 to qualify.

Refinancing a Jumbo Loan requires a 660 minimum credit score, a maximum debt-to-income ratio of 43%, no more than four mortgaged properties, and a loan-to-value ratio of no more than 80%. Consult your Loan Originator for Details.

Jumbo Loans

Refinancing a Jumbo Loan requires a 660 minimum credit score, a maximum debt-to-income ratio of 43%, no more than four mortgaged properties, and a loan-to-value ratio of no more than 80%. Consult your Loan Originator for Details.

A USDA loan is for homebuyers looking to purchase in rural areas. This loan offers a fixed rate and no down payment.

USDA

A USDA loan is for homebuyers looking to purchase in rural areas. This loan offers a fixed rate and no down payment.

A VA loan can be refinanced up to 100% of the home’s value and does not require mortgage insurance to be paid. This loan program provides qualified homeowners a simple way to take advantage of low rates and decrease their monthly mortgage payment.

VA

A VA loan can be refinanced up to 100% of the home’s value and does not require mortgage insurance to be paid. This loan program provides qualified homeowners a simple way to take advantage of low rates and decrease their monthly mortgage payment.

The Home Equity Conversion Mortgage (HECM) for Purchase loan is a reverse mortgage that helps mature adults use the equity from the sale of their previous residence to fund the purchase of their next home.

Reverse Mortgage

The Home Equity Conversion Mortgage (HECM) for Purchase loan is a reverse mortgage that helps mature adults use the equity from the sale of their previous residence to fund the purchase of their next home.