View the Economy this way.
Does a boat run just as fast when its high tide as low tide?
The answer is yes if you pay attention and steer your boat watching your mapping and depth instruments with an experienced eye. Like the tides, the Economy is Relative and steering is required no matter how big you think your boat is or how fast. Without the medium in which a boat operates (water) and the medium a Mortgage Company Operates (Sustained Operating Capital) both can run a ground.
Experience Matters because you do not know you hit ground until its too late.
Cal Haupt, Chairman and CEO, Southeast Mortgage of Georgia, Inc